| POSA | Can be closed at any time |
| RD | Can be closed after 3 years, only SB rate of interest is permissible. |
| TD | Can be closed after 6 months* |
| MIS | Can be closed after 1 year*. |
| PPF | After 5 years only in case of Severe Illness, Higher Education and NRI status. |
| SSA | On the occasion of marriage of girl child after age 18. |
| SCSS | Can be closed at any time*. |
| NSC (VIII Issue) | Premature encashment is not permitted (except in case of death and forfeiture). |
| KVP | After 2 years 6 months |
* Preclosure fee at prescribed rates are applicable
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