Savings Bank
(a)Who can open:- (i) a single adult by a resident Indian. (ii) a guardian on behalf of minor/ person of unsound mind . Note:- Only one account can be opened all across the country either in Post Office or any Bank. (b) Deposit:- (i) Minimum deposit Rs. 500 in a Financial Year and Maximum…
G.S.R. 920(E).—In exercise of the powers conferred by section 3A of the Government Savings Promotion Act, 1873 (5 of 1873), the Central Government hereby makes the following Scheme, namely:- 1. Short title and commencement.- (1) This Scheme may be called the Kisan Vikas Patra Scheme, 2019. (2) It shall come into force on the date…
(a) Who can open (i) a single adult (ii) Joint Account (up to 3 adults) (iii) a guardian on behalf of minor or on behalf of person of unsound mind (iv) a minor above 10 years in his own name. (b) Deposit (i) Minimum Rs. 1000 and in multiple of Rs. 100 , no maximum…
G.S.R. 919(E).— In exercise of the powers conferred by section 3A of the Government Savings Promotion Act, 1873 (5 of 1873), the Central Government hereby makes the following Scheme, namely:- 1. Short title and commencement.-(1) This Scheme may be called the National Savings Certificates (VIII Issue) Scheme, 2019. (2) It shall come into force on…
(a) Who can open :- (i) a single adult (ii) Joint Account (up to 3 adults) (iii) a guardian on behalf of minor or on behalf of person of unsound mind (iv) a minor above 10 years in his own name. (b) Deposit:- (i) Minimum Rs. 1000 and in multiple of Rs. 100 , no…
G.S.R. 917(E).— In exercise of the powers conferred by section 3A of the Government Savings Promotion Act, 1873 (5 of 1873), the Central Government hereby makes the following Scheme, namely:- 1. Short title and commencement.-(1) This Scheme may be called the National Savings (Monthly Income Account) Scheme, 2019. (2) They shall come into force on…
(a)Who can open:- (i) a single adult (ii) Joint Account (up to 3 adults) (Joint A or Joint B)) (iii) a guardian on behalf of minor/ person of unsound mind (iv) a minor above 10 years in his own name. (b)Deposit:- (i) Account can be opened with minimum of Rs. 1000 and in multiple of…
G.S.R. 922(E).— In exercise of the powers conferred by section 3A of the Government Savings Promotion Act, 1873 (5 of 1873), the Central Government hereby makes the following Scheme, namely:- 1. Short title and commencement.-(1) This Scheme may be called the National Savings Time Deposit Scheme, 2019. (2) It shall come into force on the…
(a)Who can open :- (i) a single adult (ii) Joint Account (up to 3 adults) (Joint A or Joint B) (iii) a guardian on behalf of minor (iv)a guardian on behalf of person of unsound mind (v) a minor above 10 years in his own name. Note:- Any number of account can be opened. (b)Deposits…
Premature encashment conditions for Small Savings Schemes as below. POSA Can be closed at any time RD Can be closed after 3 years, only SB rate of interest is permissible. TD Can be closed after 6 months* MIS Can be closed after 1 year*. PPF After 5 years only in case of Severe Illness,…
Minimum balance in respect of different types of Small Savings Accounts is given below. Post Office Savings Account INR. 500/- National Savings Recurring Deposit Account INR. 100/- Monthly Income Scheme INR. 1000/-…
The monthly deposits for RD account opened between 1 to 15 should be credited up to 15th of the month. RD account opened between 16 to the last of the month monthly deposit should be credited by last day of the month. If the monthly installment is not credited for any particular month, then it…
(a)Who can open :- (i) a single adult (ii) two adults only (Joint A or Joint B) (iii) a guardian on behalf of minor (iv) a guardian on behalf of person of unsound mind (iv) a minor above 10 years in his own name Only one account can be opened by an individual as…
ePassbook for POSB schemes Click Here to Check Post Office Account Balance The Department of Posts (DOP) through the Post Office Savings Bank (POSB) provides various types of accounts as an avenue to the citizens to save and invest their money. The account holders of these schemes are provided a physical passbook into which entries…
महिला सम्मान बचत प्रमाणपत्र, 2023 मुख्य विशेषताएं (ए) कौन खोल सकता है :- (i) एक महिला द्वारा अपने लिए। (ii) अवयस्क लड़की की ओर से अभिभावक द्वारा। (बी) जमा (i) न्यूनतम एक हजार रुपये और एक सौ रुपये के गुणकों में। (ii) एक खाते में दो लाख रुपये की अधिकतम सीमा या एक खाताधारक द्वारा…
Mahila Samman Savings Certificate, 2023 Salient features (a) Who can open:- (i) By a woman for herself. (ii) By the guardian on behalf of a minor girl. (b) Deposit (i) Minimum of rupees one thousand and in multiple of rupees one hundred. (ii) Maximum limit of rupees two lakh in an account or all…
The Mahila Samman Saving Certificate (MSSC) is a new small savings scheme launched by Ministry of Finance, Govt. of India aimed at encouraging women investors. Central government has introduced this scheme in the Budget 2023 to mark the Azadi Ka Amrit Mahotsav and is a significant step towards financial inclusion and empowerment of the women,…
The Regular Savings Account can be opened at the bank’s access points and your doorstep. This account can be used to keep funds secure, withdraw cash, deposit money and perform easy remittances, besides a host of other benefits. In addition, interest can be earned on the money kept in this account and the cash withdrawals…
India Post Payment Bank – IPPB Basic Savings Account This savings account has all the features and benefits offered by the Regular Savings Account (except that it allows only four cash withdrawals in a month). The aim of the basic savings account is to provide primary banking services at a very nominal charge. Key Account Features…
Digital Savings Account For the people who are tech savvy and comfortable with technology, IPPB’s Digital Savings Account is the best way to onboard yourself through the IPPB Mobile App. This app can be downloaded from the play store on your Android phone and also available on app store for iPhone users. Anyone above the…
Premium Khata is a variant of IPPB Savings Bank Account which is offered to customers who are willing to subscribe to the Premium account services and avail our value added services. Key Account Features and Benefits: Free Doorstep Banking • Free Cash Deposit and withdrawal • Can be linked to a POSA (Post Office Savings…
QR Card IPPB QR card redefines the way banking is done. It provides a unique, secure and convenient way to access your account without the hassle of remembering your account number. You do not need to remember your PIN/Password, as transactions can be initiated by using OTP (One Time Password) authentication and showing any one…
Mobile App IPPB offers a state-of-the-art, simple, secure and easy-to-use Mobile banking service through a Mobile app to access your IPPB account and carry out transactions from the convenience of your mobile phone. Key Features Our mobile banking services are hosted on a platform which is modern, secure and convenient. Currently available services on Mobile…
Eligibility Anybody above 18 years with KYC Initial Minimum Deposit NIL Minimum Account Balance NIL Maximum End of Day Balance INR 1,00,000 Nomination Facility Available Linkage of POSA Account NO Monthly Average Balance (MAB) NIL Non-maintenance charges on MAB NA Annual Interest Rate 2.00% Interest Payment Quarterly SMS Alerts INR 10 Quarterly Account Statement Free…
अगर आप अगले पांच साल बाद, कोई बड़ा काम करना चाहते हैं तो हर महीने थोड़ा-थोड़ा पैसा जमा करना शुरू कर दीजिए। Post Office की RD स्कीम, इस काम में आपकी बढ़िया तरीके से मदद कर सकती है। इस पर बैंक की RD स्कीमों से ज्यादा ब्याज मिलता है और जमा व निकासी…
