What are the benefits of IPPB QR card?

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IPPB QR card redefines the way banking is done. It provides a unique, secure and convenient way to access your account without the hassle of remembering your account number. You do not need to remember your PIN/Password, as transactions can be initiated by using OTP (One Time Password) authentication and showing any one of the valid OVDs (Officially Valid Document)*. You can do cash transactions, money transfer, bill payments, or cashless shopping using this card

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In case of a lost or stolen QR card, the money will still be safe in your account as each transaction is authenticated through OTP & OVD validation. IPPB QR is easy to use. Follow these 3 simple steps:

  1. Scan the code
  2. Authenticate through OTP verification & OVD validation
  3. Complete the transaction

             Front view of the QR card

 Rear view of the QR card

Features of IPPB’s QR Card

Definite account identity

A unique, secure and convenient way to access your account

Convenience in your pockets

  • No need to remember Account Number
  • Instant issuance and accepted across all IPPB counters and IPPB merchants

Secure & private

  • OTP authentication & OVD validation
  • No PIN required

Simple and Affordable

  • Easy to use across IPPB mobile apps and counters
  • Expensive PoS infrastructure not required

FAQs – QR Card

Q. What is a QR card?

A. A QR card is the digital form of a QR code or a barcode that is used to identify the bank account holder.

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Q. How would a QR card help me?

A. A QR card would help you with easy transactions. It will allow you do to quick cash transactions, speedy money transfers, bill payments and cashless shopping.

Q. Can I use a QR card in an ATM?

A. No. You cannot use the QR card in an ATM.

Q. Where can I use my QR card?

A. You can use your QR card at post office counters, at your doorstep through our GDS/Postmen and at the IPPB merchant stores for cashless payments through the IPPB account.

Q. Do I need to pay any additional charges for making a transaction through my IPPB QR card?

A. There are no additional charges for making transaction through IPPB QR.

Q. Is there any cost of getting a QR card from IPPB?

A. No. The first QR card is free at IPPB.

Q. What if I lose my QR card?

A. In case you lose your QR card or it is stolen, you can contact us on the toll-free number 155299 or visit our nearest bank branch office to reapply for the QR card.

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Q. Will my money be safe if my card is lost or stolen?

A. Yes. Your money will be safe even if your QR card is lost or stolen as each transaction is authenticated through biometrics.

Q. Can I have multiple QR cards for the same account?

A. No. You can have only one card for one account.

Q. How can I keep the track of my transactions?

A. Every transaction will reflect on your bank account statement. You can also view your past transactions on our mobile banking app.

Q. When will I receive my QR card?

A. You will receive your QR card as soon as you open an account at IPPB.

Contact Centers

For support in case of loss or theft of the card, call us or visit the nearest post office for support.

   Call us on 155299

   Visit the nearest Branch “Locate us

*OVDs:
Passport/ Driving License / Voter’s Identity Card / PAN Card (With Photo printed on PAN card and supported by proof of address as per bank’s policy)/ NREGA Job Cards / Letter issued by the National Population register containing Details of Name and Address / Aadhaar Card

Source :-  https://ippbonline.com/web/ippb/qr-card


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